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Posted: Sunday, March 18, 2018 6:06 AM


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The State of New Mexico requires drivers in city of Santa Fe purchase an automobile insurance policy that will pay at least $25,000 if one person is injured in an at-fault collision. NM drivers must also carry at least $50,000 in insurance to cover multiple people injured in a single accident. In addition, drivers in the state must have at least $10,000 worth of property damage coverage. This is often referred to as 25/50/10 coverage. Save with cheap New Mexico Auto Insurance rates. It is possible to purchase more coverage protection than the minimum level of coverage required. Liability insurance coverage protects you only if you are liable for an accident and pays for the injuries to others or damages to their property. It does not provide coverage for you, your passengers, or your property. Property Damage coverage is also available but is a separate coverage and is not required by law.
Auto theft is a big problem. Protection against theft is not covered by basic liability insurance. A comprehensive coverage policy must be purchased for protection against loss/damage by theft. The total number of stolen vehicles reported in the Santa Fe, NM Metropolitan Statistical Area was 347 in 2016, ranking it 118th in most stolen vehicles per capita nationwide according to the National Insurance Crime Bureau ( This may influence your automobile insurance rates.

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